Entries by Alpha

Savings vs Investing: Do You Work Harder or Smarter?

One of the reasons many people decide to live and work in the UAE is the zero per cent income tax. If that’s your case, the incentive might be an excellent opportunity for you to save more money. After all, you don’t have to pay out a large chunk of your salary each month in […]

Reduce your portfolio risk with diversification

You no doubt have heard about The benefits of diversification, It’s not just “all talk”. Your portfolio must have some degree of diversification. After all, you don’t want to “put all your eggs in one basket”. Investing all your money in one or a limited number of assets increases the risk of your portfolio. If […]

Dollar Cost Averaging – The Impact of Investing at the Right Time

Following on from us covering the difference between Saving vs Investing and with so much reported on the recent market movements, it would be important to highlight why and what the impact is of investing at the right time. Also what the true effect is of continuing to use purchasing power over time to ultimately […]

What to Consider When Planning Your Child’s Education

This content is an extract from the Friends Provident International’s Education Funding brochure. If you are an expat living in the UAE and planning for your child’s education, you may find this information useful. We will be sharing the views of our providers regarding this and other relevant topics throughout our “Back to School” campaign. If you […]

What type of life insurance do you need?

This article was written by Philip Cernik, Chief Marketing Officer of Friends Provident International. On this article, Philip explains the three types of life insurance available to you. He makes a comparison between term insurance and whole of life and explains why Friends Provident doesn’t offer the later. You may already have a life insurance policy. […]

Deadline to Avoid Higher UK Tax Penalties Approaching

If you are a UK taxpayer, you have up to 30 September to declare any foreign income or profits on offshore assets. This also includes nondisclosure of tax due on UK assets by non-UK residents of any nationality. The information is provided by HM Revenue & Customs (HMRC) and Charted Insurance Institute (CII). The new […]

The Power of Compound Interest

We would like to share with you this excellent article on the power of the compound interest, published by Canterbury Property Services back in 2017. One of the most important subject when it comes to saving  – Compound Interest. No matter what your age, now is the time to begin saving for retirement. The rich are not […]

Do You Have a Legal Will?

Your will is the best decision you can make to protect your loved ones. To ensure you look after your family especially after you have gone. The reality is that so many people neglect their affairs after their passing, only to add to the distress of those they leave behind. It’s Never Too Early to […]

Jennifers’ Critical Illness Journey – Interview

We would like to introduce you to our client Jennifer Gonzalez-Diaz, Sales Manager, Digital Content at DU Telecommunication. In this interview, Jennifer shares her experiences about her critical illness journey, the impact on her life and the importance of protection.   Q – So Jen, what protection have you taken out? JGD – we’ve taken […]